It’s not about what you need, it’s about what your family needs when you’re not here.
José Fazio Ruiz
Insurance
ABOUT ME
Mi nombre es José Fazio Ruiz, agente de seguros en los Estados Unidos debidamente registrado en los Estados de Florida y Texas, con NPN 21180626 y licencias activas en ambas jurisdicciones.
Cuento con suficiente experiencia en el sector asegurador, ofreciendo asesoría integral en la selección de pólizas en los Estados Unidos de Norte América que se ajustan a las necesidades particulares de cada cliente, tanto en seguros personales de salud y vida como corporativos.
Mi compromiso es brindar un servicio responsable, transparente, confiable y orientado a la protección financiera y patrimonial de mis asegurados, garantizando respaldo y acompañamiento en todo momento.
WE GOT YOU COVERED
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
Fixed Indexed Annuities
This is a safe way to participate in the market’s gains while avoiding potential loses and keeping your retirement secure.
Licenses & Credentials
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